1

Tell us about your property

Submit your address and basic details through our free estimator or call us directly at 727-308-0777. No cost, no obligation, no pressure.

2

We schedule a walkthrough

We take a look at the property to understand its actual condition and identify known repair needs. We're comfortable buying distressed properties — as long as we know what we're dealing with. This is why we don't buy sight-unseen with a pile of unknowns.

3

We present a written offer

Typically structured around 25–35% below the home's current market value, with $0 down from us in exchange for a strong monthly interest payment and a full balloon payout. This initial number is always contingent on inspection and appraisal — it is not a final price.

4

Independent appraisal sets the final price

An independent, third-party appraisal confirms the home's value. Our final purchase price is based on that appraisal — typically structured around 25% below the appraised value — not a number either of us guessed at upfront.

5

We close through a licensed title company

Every deal closes through a licensed title company. Title work, lien searches, and disbursements are handled by a neutral third party — not us, not you.

6

You get paid monthly, then in full

Starting at closing, you receive a monthly interest-only payment. At the end of the term (as little as 24 months), you receive a full balloon payment for the remaining purchase price.

Built-In Protections

Contingencies that protect you and us

Every offer includes standard contingencies so neither side is locked into an unknown.

Appraisal contingency

The final purchase price is tied to an independent appraisal, not a guess. If the appraisal comes in differently than expected, the price adjusts accordingly before we're locked in.

Inspection contingency

Our offer assumes the condition and repair needs disclosed to us upfront. A full inspection confirms there's nothing major we didn't already account for.

Assignable contract

Our purchase agreement is assignable, meaning we may transfer our rights under the contract to another buyer or entity before closing. Your agreed price and terms don't change — the deal still closes through the same title company.

Curious what this looks like for your house?

Run your numbers through our free calculator, or call us directly to talk through your specific situation.