Every closing goes through a licensed, independent title company — the same protection you'd have in a traditional home sale. The title company handles title work, lien searches, and disbursement of funds, not us directly. Our final purchase price is also tied to an independent third-party appraisal, not a number we pick ourselves.
If we're unable to secure refinancing to pay off the balloon at the end of the term, you keep the house. You also keep every monthly interest payment already made, plus any repairs or upgrades completed on the property while we held it. This is a built-in safety net structured into the agreement.
Most owner-finance deals carry a balloon payment 5 to 7 years out. We structure ours around 24 months so you're fully cashed out much sooner, while still giving us enough time to complete repairs, stabilize the property, and refinance.
An assignable contract means we may transfer our rights and obligations under the purchase agreement to another buyer or entity before closing. Your agreed price and terms stay exactly the same, and the deal still closes through the same licensed title company.
No. We buy homes as-is. You do need to disclose known issues so we can account for them in our offer — we're not a fit for properties with major undisclosed problems that only surface during inspection.
Our initial offer is an estimate. The final price is based on an independent appraisal and is subject to a full inspection, giving both sides a fair, verified number to work from before closing.
No. Our online estimator and walkthroughs are completely free, with zero obligation to move forward.
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