/* My727 LLC — site-wide styles (v2: motion + elevated design) */

:root {
  --navy-950: #060f1c;
  --navy-900: #0b1f33;
  --navy-800: #122c47;
  --navy-700: #1a3d5f;
  --navy-600: #235179;
  --gold-600: #b58227;
  --gold-500: #c8973a;
  --gold-400: #dbb15e;
  --gold-300: #ecca8a;
  --green-600: #2f7d5c;
  --ink-900: #16212c;
  --ink-600: #47576a;
  --ink-400: #6f8195;
  --paper-0: #ffffff;
  --paper-50: #f7f9fb;
  --paper-100: #eef2f6;
  --line-200: #dfe6ed;
  --danger-600: #b3402f;

  --font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;

  --radius-md: 12px;
  --radius-lg: 18px;
  --shadow-sm: 0 1px 3px rgba(11, 31, 51, 0.08);
  --shadow-md: 0 12px 32px rgba(11, 31, 51, 0.14);
  --shadow-lg: 0 24px 64px rgba(11, 31, 51, 0.22);
  --glow-gold: 0 8px 32px rgba(200, 151, 58, 0.35);

  --ease-out: cubic-bezier(0.22, 1, 0.36, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);

  --container: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--ink-900);
  background: var(--paper-0);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img, svg { max-width: 100%; display: block; }
::selection { background: var(--gold-400); color: var(--navy-900); }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

h1, h2, h3, h4 {
  color: var(--navy-900);
  line-height: 1.15;
  margin: 0 0 0.5em;
  letter-spacing: -0.015em;
}
h1 { font-size: clamp(2.1rem, 4.5vw, 3.1rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); font-weight: 800; }
h3 { font-size: 1.25rem; font-weight: 700; }
p { margin: 0 0 1em; color: var(--ink-600); }
a { color: var(--navy-700); }
ul { padding-left: 1.2em; color: var(--ink-600); }
li { margin-bottom: 0.4em; }

:focus-visible {
  outline: 3px solid var(--gold-400);
  outline-offset: 2px;
  border-radius: 4px;
}

.eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  background: linear-gradient(90deg, var(--gold-500), var(--gold-300));
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  margin-bottom: 0.9em;
}

/* ---------- Keyframes ---------- */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(26px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}
@keyframes slideInRight {
  from { opacity: 0; transform: translateX(40px) rotate(1.5deg); }
  to   { opacity: 1; transform: translateX(0) rotate(0); }
}
@keyframes floatOrb {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33%      { transform: translate(40px, -30px) scale(1.08); }
  66%      { transform: translate(-25px, 20px) scale(0.95); }
}
@keyframes shimmer {
  from { background-position: -200% 0; }
  to   { background-position: 200% 0; }
}
@keyframes popIn {
  0%   { opacity: 0; transform: scale(0.85); }
  70%  { transform: scale(1.04); }
  100% { opacity: 1; transform: scale(1); }
}
@keyframes pulseRing {
  0%   { box-shadow: 0 0 0 0 rgba(200, 151, 58, 0.45); }
  100% { box-shadow: 0 0 0 14px rgba(200, 151, 58, 0); }
}
@keyframes gradientPan {
  0%   { background-position: 0% 50%; }
  50%  { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}

/* ---------- Scroll-reveal system (classes added by main.js) ----------
   Doubled selector beats component-level transition rules (.card etc.)
   during the entrance; main.js removes both classes once the reveal
   finishes so hover transitions return to their own timing. */
.reveal.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s var(--ease-out), transform 0.7s var(--ease-out);
  transition-delay: var(--d, 0s);
  will-change: opacity, transform;
}
.reveal.reveal.in-view {
  opacity: 1;
  transform: translateY(0);
}

/* ---------- Buttons ---------- */
.btn {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 30px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.25s var(--ease-spring), box-shadow 0.25s ease, background 0.25s ease, border-color 0.25s ease;
  overflow: hidden;
}
.btn::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, transparent 40%, rgba(255,255,255,0.35) 50%, transparent 60%);
  background-size: 250% 100%;
  background-position: 200% 0;
  transition: background-position 0.7s ease;
  pointer-events: none;
}
.btn:hover::before { background-position: -50% 0; }
.btn-primary {
  background: linear-gradient(135deg, var(--gold-400), var(--gold-500) 60%, var(--gold-600));
  color: var(--navy-900);
  box-shadow: 0 4px 14px rgba(200, 151, 58, 0.3);
}
.btn-primary:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: var(--glow-gold);
}
.btn-primary:active { transform: translateY(-1px) scale(0.99); }
.btn-outline {
  background: rgba(255,255,255,0.06);
  border-color: rgba(255,255,255,0.5);
  color: #fff;
  backdrop-filter: blur(4px);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.14);
  border-color: #fff;
  transform: translateY(-3px);
}
.btn-navy {
  background: linear-gradient(135deg, var(--navy-700), var(--navy-900));
  color: #fff;
  box-shadow: 0 4px 14px rgba(11, 31, 51, 0.25);
}
.btn-navy:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 12px 32px rgba(11, 31, 51, 0.35);
}
.btn-block { width: 100%; }

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.85);
  backdrop-filter: blur(12px) saturate(1.4);
  -webkit-backdrop-filter: blur(12px) saturate(1.4);
  border-bottom: 1px solid transparent;
  transition: box-shadow 0.35s ease, border-color 0.35s ease, background 0.35s ease;
}
.site-header.scrolled {
  background: rgba(255,255,255,0.95);
  border-bottom-color: var(--line-200);
  box-shadow: 0 8px 30px rgba(11, 31, 51, 0.09);
}
.header-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  gap: 10px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  font-weight: 800;
  font-size: 1.25rem;
  color: var(--navy-900);
}
.brand-mark {
  width: 38px; height: 38px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-950));
  color: var(--gold-400);
  display: flex; align-items: center; justify-content: center;
  font-weight: 800;
  font-size: 0.95rem;
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.12), 0 4px 10px rgba(11,31,51,0.25);
  transition: transform 0.3s var(--ease-spring);
}
.brand:hover .brand-mark { transform: rotate(-6deg) scale(1.08); }
.main-nav {
  display: flex;
  align-items: center;
  gap: 24px;
}
.main-nav a {
  position: relative;
  color: var(--ink-600);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.95rem;
  padding: 4px 0;
  transition: color 0.25s ease;
}
.main-nav a::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -2px;
  height: 2.5px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--gold-500), var(--gold-300));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s var(--ease-out);
}
.main-nav a:hover, .main-nav a.active { color: var(--navy-900); }
.main-nav a:hover::after, .main-nav a.active::after { transform: scaleX(1); }
.header-actions {
  display: flex;
  align-items: center;
  gap: 14px;
}
.header-phone {
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 700;
  color: var(--navy-900);
  text-decoration: none;
  font-size: 0.95rem;
  white-space: nowrap;
  transition: color 0.25s ease, transform 0.25s ease;
}
.header-phone:hover { color: var(--gold-600); transform: translateY(-1px); }
.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--line-200);
  border-radius: 10px;
  padding: 10px 11px;
  cursor: pointer;
  transition: border-color 0.25s ease, background 0.25s ease;
}
.nav-toggle:hover { border-color: var(--gold-500); background: var(--paper-50); }
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  display: block;
  width: 20px; height: 2px;
  background: var(--navy-900);
  position: relative;
  transition: transform 0.3s ease, top 0.3s ease;
}
.nav-toggle span::before, .nav-toggle span::after {
  content: "";
  position: absolute;
}
.nav-toggle span::before { top: -6px; }
.nav-toggle span::after { top: 6px; }

@media (max-width: 900px) {
  .main-nav {
    position: fixed; inset: 66px 0 0 0;
    background: rgba(255,255,255,0.98);
    backdrop-filter: blur(16px);
    flex-direction: column; align-items: flex-start;
    padding: 20px; gap: 4px;
    transform: translateX(-100%);
    transition: transform 0.35s var(--ease-out);
    overflow-y: auto;
  }
  .main-nav.open { transform: translateX(0); }
  .main-nav a { width: 100%; padding: 14px 4px; border-bottom: 1px solid var(--line-200); font-size: 1.05rem; }
  .main-nav a::after { display: none; }
  .nav-toggle { display: block; }
  .header-phone span.phone-label { display: none; }
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: linear-gradient(160deg, var(--navy-950) 0%, var(--navy-900) 45%, var(--navy-800) 100%);
  color: #fff;
  padding: 88px 0 100px;
  overflow: hidden;
  isolation: isolate;
}
.hero::before,
.hero::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  filter: blur(90px);
  z-index: -1;
  animation: floatOrb 18s ease-in-out infinite;
}
.hero::before {
  width: 560px; height: 560px;
  background: radial-gradient(circle, rgba(200,151,58,0.28), transparent 65%);
  top: -180px; left: -120px;
}
.hero::after {
  width: 480px; height: 480px;
  background: radial-gradient(circle, rgba(35,81,121,0.55), transparent 65%);
  bottom: -200px; right: -100px;
  animation-delay: -9s;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
}
.hero h1 {
  color: #fff;
  text-shadow: 0 2px 24px rgba(6, 15, 28, 0.4);
  animation: fadeUp 0.8s var(--ease-out) 0.1s both;
}
.hero .eyebrow { animation: fadeUp 0.8s var(--ease-out) both; }
.hero p.lead {
  color: rgba(255,255,255,0.84);
  font-size: 1.12rem;
  max-width: 46ch;
  animation: fadeUp 0.8s var(--ease-out) 0.22s both;
}
.hero-actions {
  display: flex; gap: 14px; flex-wrap: wrap; margin-top: 28px;
  animation: fadeUp 0.8s var(--ease-out) 0.34s both;
}
.hero-badges {
  display: flex; gap: 22px; flex-wrap: wrap; margin-top: 38px;
  animation: fadeUp 0.8s var(--ease-out) 0.48s both;
}
.hero-badge {
  display: flex; align-items: center; gap: 8px;
  color: rgba(255,255,255,0.88);
  font-size: 0.88rem; font-weight: 600;
  transition: transform 0.25s ease, color 0.25s ease;
}
.hero-badge:hover { transform: translateY(-2px); color: var(--gold-300); }
.hero-badge svg { width: 18px; height: 18px; flex-shrink: 0; color: var(--gold-400); }

.hero-card {
  background: rgba(255,255,255,0.97);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-lg), inset 0 1px 0 rgba(255,255,255,0.8);
  color: var(--ink-900);
  animation: slideInRight 0.9s var(--ease-out) 0.35s both;
  transition: transform 0.4s var(--ease-out), box-shadow 0.4s ease;
}
.hero-card:hover {
  transform: translateY(-6px) rotate(-0.5deg);
  box-shadow: 0 32px 80px rgba(6, 15, 28, 0.45);
}
.hero-card h3 { margin-bottom: 4px; }
.hero-card .muted { color: var(--ink-400); font-size: 0.85rem; margin-bottom: 18px; }
.compare-row {
  display: flex; justify-content: space-between; align-items: baseline;
  padding: 12px 0;
  border-bottom: 1px dashed var(--line-200);
  transition: background 0.2s ease, padding-left 0.2s ease;
}
.compare-row:hover { background: var(--paper-50); padding-left: 6px; }
.compare-row:last-child { border-bottom: none; }
.compare-row .amt { font-weight: 800; color: var(--navy-900); font-size: 1.18rem; }
.compare-row .lbl { font-size: 0.9rem; color: var(--ink-600); }

/* ---------- Sections ---------- */
.section { padding: 84px 0; position: relative; }
.section-alt {
  background:
    radial-gradient(900px 400px at 90% -10%, rgba(200,151,58,0.06), transparent 60%),
    var(--paper-50);
}
.section-navy {
  position: relative;
  background: linear-gradient(120deg, var(--navy-950), var(--navy-800), var(--navy-900));
  background-size: 220% 220%;
  animation: gradientPan 16s ease infinite;
  color: #fff;
  overflow: hidden;
}
.section-navy::before {
  content: "";
  position: absolute;
  width: 420px; height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200,151,58,0.16), transparent 65%);
  filter: blur(70px);
  top: -140px; right: -80px;
  pointer-events: none;
}
.section-navy h2, .section-navy h3 { color: #fff; }
.section-navy p { color: rgba(255,255,255,0.78); }
.section-head { max-width: 680px; margin: 0 auto 48px; text-align: center; }
.section-head p { font-size: 1.06rem; }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 26px; }
@media (max-width: 900px) {
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
}

.card {
  position: relative;
  background: #fff;
  border: 1px solid var(--line-200);
  border-radius: var(--radius-lg);
  padding: 30px;
  transition: transform 0.35s var(--ease-out), box-shadow 0.35s ease, border-color 0.35s ease;
}
.card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  padding: 1.5px;
  background: linear-gradient(135deg, var(--gold-400), transparent 40%, transparent 60%, var(--navy-700));
  -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  opacity: 0;
  transition: opacity 0.35s ease;
  pointer-events: none;
}
.card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-md);
  border-color: transparent;
}
.card:hover::before { opacity: 1; }
.card-icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(200,151,58,0.16), rgba(200,151,58,0.06));
  color: var(--gold-600);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
  font-weight: 800;
  font-size: 1.15rem;
  transition: transform 0.35s var(--ease-spring), background 0.35s ease, color 0.35s ease;
}
.card:hover .card-icon {
  transform: scale(1.12) rotate(-4deg);
  background: linear-gradient(135deg, var(--gold-400), var(--gold-500));
  color: var(--navy-900);
}
.card-icon svg { width: 24px; height: 24px; }

/* ---------- Steps ---------- */
.steps { display: grid; gap: 8px; }
.step {
  position: relative;
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 22px;
  align-items: flex-start;
  padding: 18px 16px;
  border-radius: var(--radius-md);
  transition: background 0.3s ease;
}
.step:hover { background: var(--paper-50); }
.step:not(:last-child)::before {
  content: "";
  position: absolute;
  left: 43px;
  top: 76px;
  bottom: -10px;
  width: 2px;
  background: linear-gradient(to bottom, var(--gold-400), var(--line-200));
}
.step-num {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-950));
  color: var(--gold-400);
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 1.2rem;
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.12);
  transition: transform 0.35s var(--ease-spring), box-shadow 0.35s ease;
  z-index: 1;
}
.step:hover .step-num {
  transform: scale(1.12);
  animation: pulseRing 1.2s ease-out;
}

/* ---------- Table ---------- */
.compare-table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.compare-table th, .compare-table td {
  padding: 16px 18px;
  text-align: left;
  border-bottom: 1px solid var(--line-200);
  font-size: 0.95rem;
}
.compare-table th {
  background: linear-gradient(135deg, var(--navy-800), var(--navy-950));
  color: #fff;
  font-weight: 700;
}
.compare-table tbody tr { transition: background 0.2s ease; }
.compare-table tbody tr:hover { background: var(--paper-50); }
.compare-table td:first-child { color: var(--ink-600); }
.compare-table tr:last-child td {
  border-bottom: none;
  font-weight: 800;
  color: var(--navy-900);
  background: linear-gradient(90deg, rgba(200,151,58,0.1), var(--paper-50));
}
.table-scroll { overflow-x: auto; border-radius: var(--radius-lg); }

/* ---------- Forms ---------- */
.form-card {
  background: #fff;
  border: 1px solid var(--line-200);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.35s ease;
}
.form-card:focus-within { box-shadow: var(--shadow-md); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 640px) { .form-row { grid-template-columns: 1fr; } }
label { display: block; font-weight: 700; font-size: 0.88rem; color: var(--navy-900); margin-bottom: 6px; }
.field { margin-bottom: 18px; }
input[type="text"], input[type="email"], input[type="tel"], input[type="number"], select, textarea {
  width: 100%;
  padding: 13px 15px;
  border: 1.5px solid var(--line-200);
  border-radius: 10px;
  font-size: 1rem;
  font-family: var(--font-sans);
  color: var(--ink-900);
  background: var(--paper-50);
  transition: border-color 0.25s ease, background 0.25s ease, box-shadow 0.25s ease, transform 0.25s ease;
}
input:hover, select:hover, textarea:hover { border-color: var(--ink-400); }
input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--gold-500);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(200, 151, 58, 0.15);
}
textarea { resize: vertical; min-height: 110px; }
.hint { font-size: 0.82rem; color: var(--ink-400); margin-top: 4px; }
.honeypot { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* ---------- Estimator result ---------- */
.result-panel {
  background:
    radial-gradient(600px 200px at 100% 0%, rgba(200,151,58,0.08), transparent 60%),
    var(--paper-50);
  border: 1px solid var(--line-200);
  border-radius: var(--radius-lg);
  padding: 28px;
  margin-top: 26px;
}
.result-panel:not([hidden]) { animation: fadeUp 0.6s var(--ease-out) both; }
.result-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; margin: 18px 0; }
@media (max-width: 640px) { .result-grid { grid-template-columns: 1fr; } }
.result-stat {
  background: #fff;
  border: 1px solid var(--line-200);
  border-radius: var(--radius-md);
  padding: 20px;
  transition: transform 0.3s var(--ease-out), box-shadow 0.3s ease, border-color 0.3s ease;
}
.result-stat:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-sm);
  border-color: var(--gold-400);
}
.result-panel:not([hidden]) .result-stat { animation: popIn 0.55s var(--ease-spring) both; }
.result-panel:not([hidden]) .result-stat:nth-child(1) { animation-delay: 0.10s; }
.result-panel:not([hidden]) .result-stat:nth-child(2) { animation-delay: 0.20s; }
.result-panel:not([hidden]) .result-stat:nth-child(3) { animation-delay: 0.30s; }
.result-panel:not([hidden]) .result-stat:nth-child(4) { animation-delay: 0.40s; }
.result-stat .num { font-size: 1.65rem; font-weight: 800; color: var(--navy-900); }
.result-stat .lbl { font-size: 0.85rem; color: var(--ink-600); }
.bar-chart { display: grid; gap: 16px; margin: 18px 0; }
.bar-row .bar-label {
  display: flex; justify-content: space-between;
  font-size: 0.9rem; font-weight: 700; color: var(--navy-900);
  margin-bottom: 6px;
}
.bar-track {
  background: var(--paper-100);
  border-radius: 999px;
  height: 18px;
  overflow: hidden;
  box-shadow: inset 0 1px 3px rgba(11,31,51,0.08);
}
.bar-fill {
  position: relative;
  height: 100%;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--gold-500), var(--gold-400));
  transition: width 1.1s var(--ease-out);
}
.bar-fill::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, transparent 40%, rgba(255,255,255,0.5) 50%, transparent 60%);
  background-size: 250% 100%;
  animation: shimmer 2.4s ease infinite;
  border-radius: inherit;
}
.bar-fill.alt { background: linear-gradient(90deg, var(--navy-700), var(--navy-800)); }

.disclaimer {
  font-size: 0.85rem;
  color: var(--ink-400);
  background: var(--paper-100);
  border-left: 3px solid var(--gold-500);
  padding: 14px 16px;
  border-radius: 6px;
  margin-top: 20px;
}

/* ---------- FAQ ---------- */
.faq-item {
  border: 1px solid transparent;
  border-bottom-color: var(--line-200);
  padding: 20px 14px;
  border-radius: var(--radius-md);
  transition: background 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease;
}
.faq-item:hover { background: var(--paper-50); }
.faq-item[open] {
  background: #fff;
  border-color: var(--line-200);
  box-shadow: var(--shadow-sm);
  margin-bottom: 10px;
}
.faq-item summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--navy-900);
  font-size: 1.05rem;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  transition: color 0.25s ease;
}
.faq-item summary:hover { color: var(--gold-600); }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .chev { transition: transform 0.35s var(--ease-spring); flex-shrink: 0; color: var(--gold-500); }
.faq-item[open] summary .chev { transform: rotate(180deg); }
.faq-item p { margin-top: 12px; }
.faq-item[open] p { animation: fadeUp 0.4s var(--ease-out) both; }

/* ---------- Footer ---------- */
.site-footer {
  position: relative;
  background: linear-gradient(180deg, var(--navy-900), var(--navy-950));
  color: rgba(255,255,255,0.7);
  padding: 60px 0 26px;
}
.site-footer::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, transparent, var(--gold-500), var(--gold-300), var(--gold-500), transparent);
}
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; margin-bottom: 40px; }
@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-grid h4 { color: #fff; font-size: 0.95rem; margin-bottom: 14px; }
.footer-grid a {
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  font-size: 0.92rem;
  display: block;
  margin-bottom: 10px;
  transition: color 0.25s ease, padding-left 0.25s ease;
}
.footer-grid a:hover { color: var(--gold-300); padding-left: 6px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 22px;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  font-size: 0.82rem;
}
.footer-legal {
  max-width: 760px;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.45);
  margin-top: 18px;
  line-height: 1.6;
}

/* ---------- Utility ---------- */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(47,125,92,0.1);
  color: var(--green-600);
  font-weight: 700;
  font-size: 0.78rem;
  padding: 7px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
  border: 1px solid rgba(47,125,92,0.2);
}
.state-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
@media (max-width: 900px) { .state-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .state-grid { grid-template-columns: 1fr; } }
.state-card {
  background: #fff;
  border: 1px solid var(--line-200);
  border-radius: var(--radius-md);
  padding: 22px;
  transition: transform 0.3s var(--ease-out), box-shadow 0.3s ease, border-color 0.3s ease;
}
.state-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold-400);
}
.state-card h3 { margin-bottom: 6px; }
.state-card .pill {
  display: inline-block;
  font-size: 0.72rem; font-weight: 700;
  letter-spacing: 0.06em; text-transform: uppercase;
  color: var(--gold-600);
  margin-bottom: 8px;
}

.breadcrumb-hero {
  position: relative;
  background: linear-gradient(150deg, var(--navy-950), var(--navy-900) 60%, var(--navy-800));
  color: #fff;
  padding: 56px 0;
  overflow: hidden;
}
.breadcrumb-hero::before {
  content: "";
  position: absolute;
  width: 460px; height: 460px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(200,151,58,0.2), transparent 65%);
  filter: blur(80px);
  top: -160px; right: -100px;
  animation: floatOrb 20s ease-in-out infinite;
  pointer-events: none;
}
.breadcrumb-hero h1 { color: #fff; margin-bottom: 8px; animation: fadeUp 0.7s var(--ease-out) 0.05s both; }
.breadcrumb-hero p { color: rgba(255,255,255,0.78); max-width: 60ch; animation: fadeUp 0.7s var(--ease-out) 0.18s both; }
.breadcrumb-hero .eyebrow { animation: fadeUp 0.7s var(--ease-out) both; }

.legal-body h2 { margin-top: 1.6em; }
.legal-body { max-width: 780px; }

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; }
}